Real Estate Calculator 1.1 (Calculator Vhdl Real) Description:

The Real Estate Calculator application will enable you to perform a number of calculations which should be useful to anyone who is involved in buying or selling properties or houses, such as first home buyers, investors, real estate agents, solicitors, etc.

More specifically, this program allows you to :
- Calculate the Real Estate Agent's Commission due on the sale of a house or property.
- Calculate the estimated Government Stamp Duty due when you purchase a house or property.
- Calculate the Settlement Adjustments (for rates, rent, etc) due at settlement when you purchase a house or property, and calculate these for the Vendor and Purchaser.
- Calculate the mortgage / loan details, depending on the loan amount, interest rate, repayment amount, and the frequency of repayments (weekly, fortnightly, monthly, etc).

The program can also generate a full breakdown of the repayments, interest, etc for this loan. These calculations / functions are explained further below.

N.B. Some of the calculations that this program performs are - at this stage anyway - probably only specific to Australia, but most of the program can be used anywhere in the world.

On the "Commission + Stamp Duty" tab, you can enter a property's price and it will calculate the Real Estate Agent's Commission based on calculations valid in Australia as follows :
- 3% of the first $18,000
- 2.5% of the balance

It is on my list of things to do to add American, UK, etc specific calculations for Real Estate Agent's commission into this program. You can then copy the commission amounts (with or without GST) to Window's clipboard (by using the little buttons next to each value) and paste them into your own documents / spreadsheets / files.

You can also set the GST (Goods and Services Tax) rate. (At the time of writing, this rate is 10% - which has been a constant rate since GST was first introduced in Australia - but it may change in the future - so, I've allowed you to change the GST rate in the program to cater for this.)

The program also calculates the estimated Government Stamp Duty due in Australia when you purchase a property as follows :
- 1.5% of the first 20,000
- 2.25% of the next 30,000
- 2.75% of the next 50,000
- 3.25% of the next 150,000
- 3.5% of the next 250,000
- 3.75% of the remainder

N.B. This is the estimated Stamp Duty because things are a lot more complex than this - they always are with the Australian Government !! If the property is commercial, or is vacant land, or is going to be your principal place of residence live, then different rates of Stamp Duty apply - and there are also numerous rules to apply and complexities to consider as well.

 
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